Acceptance of Terms of Use
These terms of use govern the access and use of the website Manitoba's Credit Unions (the “Site”), including all content, information and services provided on or through the Site. 

By accessing the Site, the user acknowledges these terms of use and agrees to be bound by them. Permission to use this Site is denied if these terms and conditions are not accepted by the user. CUCM reserves the right to deny access to the Site under any circumstances without notice.

This Site is owned by Credit Union Central of Manitoba, Inc. (CUCM). Unauthorized use of this Site is prohibited.

CUCM may, in its sole discretion, modify, alter or otherwise update these terms of use at any time. These terms of use are subject to change without notice. The user agrees that the most current version of these terms of use will govern access to the Site.

Copyright & Trademark Protection
All material, trade-marks or other intellectual property (“Intellectual Property”) appearing on this Site is either the property of CUCM or is used with the authorization of the owner. Information from this Site is provided for personal or educational use only, and may not be used for public or commercial purposes without written permission from CUCM.

​Disclaimers of Warranty & Liability
​Information made available on or through this Site is provided without any warranty or guarantee.  Although CUCM uses reasonable efforts to furnish accurate and up-to-date information, reliance upon any information contained on or through the Site is at the user’s own risk.

In no event shall CUCM be held liable for any damages, losses or expenses of any kind arising from the use or inability to use this Site, or an error, omission, interruption, defect, delay, computer virus, system failure, loss of data or otherwise, even if CUCM was advised of the possibility of such damages, losses or expenses.

​Use of Hyperlinks & Third Party Sites
This site provides links to third party sites which are not maintained or controlled by CUCM. The linked sites are provided for convenience only and are used at the user’s own risk. CUCM makes no representations whatsoever about other third party sites which the user can access through the Site. Links to other third party sites does not mean that CUCM endorses or accepts any responsibility for such websites or their content.

​Privacy
​CUCM’s personal information practices on the Site, including the collection, use and/or disclosure of personal information, are governed by CUCM’s privacy policy. “Personal information” means information about an identifiable individual, including but not limited to information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context.

​Applicable Laws & Regulations
The user’s access to and use of this Site is governed by the laws of Manitoba, Canada without regard to the conflicts of laws principles thereof. The user agrees and hereby submits to the exclusive personal jurisdiction and venue of the courts of the Province of Manitoba. CUCM reserves the right to seek all remedies available at law and in equity for any and all violations of these terms of use, including the right to block access from a particular Internet address to this Site.

​Inquiries & Legal Notices
​Thank you for visiting www.creditunion.mb.ca. If you have an inquiry or legal notice, please fill out the form below.