About Credit Unions & Co-Ops

Credit unions serve more communities than any other financial institution, giving Manitobans substantially better access to quality financial services and products.
In 62 of those communities, a credit union is the only financial institution in place to serve local residents and businesses.
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What is a Credit Union?

What is a Credit Union?
Credit unions are financial co-operatives and, like all co-operatives, are owned and controlled by the people who use their services. These people are members, and they all own shares in the credit union. As shareholders, members of many credit unions share in the profits every year. (more…)

Eight businessmen planning a strategy in business advancement each holding  different but equally important metaphorical element - compass,  puzzle pieces, pegs, cubes, key and one making notes.

The Co-Operative Model

The Credit Union Difference

Credit unions are driven by both economic and social concerns. They are community-based organizations that care not only about the bottom line of their businesses, but also the needs of their members and the quality of life in their communities. (more…)

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Credit Union History

The Origins of Co-operatives and Credit Unions
The story of co-operatives and credit unions began in Rochdale, England on December 21, 1844. The first co-operative, in Toad Lane, was created to supply wholesome, unadulterated food at reasonable prices to society members. (more…)

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Why We’re Successful

Credit unions in Manitoba are successful for many reasons, but the number one reason is because they are different. With a credit union, you’re a member – not a number.

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The 7 International Co-Operative Principles

The co-operative principles are guidelines by which co-operatives put their values into practice. (more…)

Tiger Hills Opening 1978. Elvin Rempel and Wayne Dreger

Credit Union Employee Giving and Community Service

Credit unions adhere to the co-operative principle of Concern for Community, routinely supporting organizations and events in the communities they serve. (more…)

Find a Credit Union

There are 34 credit unions currently operating in Manitoba.

Locating the Nearest Branch or ATM

Map and/or list the locations of Canadian Credit Union branches and ATMs with the Branch & ATM locator.

Use the Mastercard/Cirrus locator to find ATMs around the world with the Mastercard/Cirrus locator.

Links to Credit Union & Co-Op Sites

Lost or stolen debit cards or MasterCard cards
No charge dial: 1-800 567-8111

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Links to Credit Union Internet Banking Sites

Manitoba Credit Union Internet Banking Sites

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Credit Union Careers

LOANS MANAGER – GRANDVIEW CREDIT UNION
MANAGER, OPERATIONS – ASSINIBOINE CREDIT UNION
COMMERCIAL CREDIT SOLUTIONS MANAGER – ASSINIBOINE CREDIT UNION
AGRICULTURAL LENDER – SUNRISE CREDIT UNION
MEMBER SERVICE REPRESENTATIVE – ASSINIBOINE CREDIT UNION
MEMBER SERVICE REPRESENTATIVE – ENTEGRA CREDIT UNION
MEMBER SERVICE REPRESENTATIVE – BELGIAN-ALLIANCE CREDIT UNION
MEMBER SERVICE REPRESENTATIVE – CAISSE FINANCIAL GROUP
MEMBER SERVICE REPRESENTATIVE – CAISSE FINANCIAL GROUP
MEMBER SERVICE REPRESENTAIVE III – AMARANTH CREDIT UNION

 

LOANS MANAGER — GRANDVIEW CREDIT UNION

Grandview Credit Union strives to be the employer of choice in the Parkland of Manitoba supporting a professional and innovative atmosphere. Our engaged, highly competent staff are inspired to achieve their personal best through opportunities for learning and growth in a challenging, fun and rewarding work environment.

We currently have an immediate opportunity for a highly motivated Loans Manager in Grandview, located 50km from Roblin or Dauphin, and has a population of over 1000. The community offers daycare, schools from K-12, a hospital, a recreation area offering an arena, curling rink and track and ball diamonds.

Key Responsibilities:

Reporting to the General Manager, the Loans Manager will be responsible for credit granting in both agriculture and commercial, performing analysis to assess loan viability and risk, making appropriate recommendations, and building their lending portfolio by actively soliciting new business. He or she promotes the full range of credit union products and services building member relationships that add value and contribute positively to the credit union’s profitability. Oversee two other lenders giving guidance and support.

Desired Knowledge, Skills and Abilities:

  • Excellent sales and service skills
  • Strong interpersonal & communication skills
  • Proven credit and decision making skills
  • Effective time management skills
  • Extensive knowledge of credit union products, policies and procedures
  • Solid knowledge of credit union technology and basic computer application skills  Post-secondary business and/or agricultural education preferred
  • Previous agricultural lending experience a necessity

Grandview Credit Union has opportunities for personal and professional growth within an environment that promotes continuous learning and cooperative values. Salary is negotiable dependent on skills and experience and we offer an excellent employee benefits package.

To apply please send your resume and cover letter to dscott@grandviewcu.mb.ca.

This position will remain open until filled.

We thank all applicants for their interest. Only those under consideration for the position will be contacted.

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MANAGER, OPERATIONS – ASSINIBOINE CREDIT UNION

Reports to: Executive VP and Chief Brand & Innovation Officer
Department: Brand & Innovation
Location: 200 Main Street, Winnipeg MB
Job Grade: 13
Position Status: Full-Time

POSITION OVERVIEW. The Manager, Operations play a key role in the organization’s continuous efforts to provide member service excellence, fulfilling member needs with speed and efficiency. The Manager is responsible for analyzing and improving operational processes to heighten the member experience, by leveraging operational efficiency, digital platforms and innovation.

RESPONSIBILITIES

Functional Leadership

  • Develop and promote a culture of member service excellence, champion change and challenge the status quo.
  • Responsible and accountable for applying broad end-to-end critical forward thinking to propel productivity as the operational efficiency subject matter expert.
  • Identify operational inefficiencies, identify the root cause of issues, and identify opportunities and gaps in service delivery. Develop, recommend and implement strategic plans and roadmaps to improve overall efficiency, quality and effectiveness by leveraging technology and automation, economies of scale and value-chain methodology.
  • Create and implement member service commitments based on service industry best practices. Measure success of strategic initiatives against service commitments.
  • Lead operations through change management, communicate the need for change throughout the organization, and create an open and receptive environment.
  • Understand the cultural dynamics of the current state of the organization. Create a strategic practical course by balancing current processes with the need for rapid adoption of the desired future result.
  • Work cross-functionally. Negotiate and influence key stakeholders in achieving the best outcomes for ACU that contribute to the balanced scorecard.
  • Responsible and accountable for developing and maintaining budgets (operating and capital) for the Operations department.
  • Escalation point for resolving complex problems and member complaints referred by employees or head office to ensure the needs of members, staff and the credit union are met.
  • Responsible for the development, maintenance and quality of applicable vendor relationships in the Operations department.

People

  • Mentor, motivate, coach and develop a high performing team, provide regular feedback and performance management.
  • Delegate responsibilities to the team and hold them accountable to achieving results.
  • Responsible for ensuring the appropriate training and development activities are undertaken to support service and quality standards, current process, policy and procedural knowledge and to promote staff development.
  • Lead team meetings; engage in meaningful and effectively communication with team members to drive performance.

Compliance & Regulation

  • Ensure ongoing compliance with legislative regulations and Credit Union policies and procedures as they pertain to the Operations team.
  • Designate the appropriate segregation of duties and completion of associated department verification functions to protect Assiniboine Credit Union against loss.
  • Review internal controls and risk management reports regularly to ensure appropriate monitoring and follow up activities.
  • Ensure member information and employee data is kept secure, private and confidential, putting processes in place to secure all data as per Privacy regulations.
  • Stay abreast of ACU’s range of products and services, authorities, policies and procedures as they pertain to the Operations department, and update as required.
  • Interpret and understand policies, related to lending, security requirements as well as member related tax reporting requirements and registered trustee compliance regimes.
  • Provide assistance in preparing accurate reports and pertinent information for auditors and/or credit union board
  • Understands, respects, and supports ACU’s commitment to corporate social responsibility, respectful workplace and diversity initiatives.

QUALIFICATIONS

  • Post-Secondary Degree in Business or related field of study, accompanied with over five years’ experience in an Operational leadership role.
  • Strong knowledge in lean principles, operational efficiency, automation, and digital platforms.
  • Experience in operational redesign, project management or continuous improvement is required.
  • Innovation principles and approach, Championing Change, Influence and persuasion.

We are committed to workforce diversity and actively recruit people with diverse backgrounds, experiences, and perspectives reflecting the community in which we live and work.

EXTERNAL CANDIDATES Please submit your CV and cover letter on our website at  www.assiniboine.mb.ca. Vacancy will be posted until filled. We thank all that apply but only qualified candidates will be contacted for an interview.

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COMMERCIAL CREDIT SOLUTIONS MANAGER – ASSINIBOINE CREDIT UNION

Assiniboine Credit Union

Using finance for good is at the heart of how we do business and is demonstrated through our focus on the triple bottom line of people, planet and prosperity.  If doing things differently and doing more is part of who you are, join us on a rewarding journey where your personal aspirations and career goals can align.

Our culture is one that is supportive of the individual while at the same time focused on the greater community.  You will be motivated by shared values and encouraged to always think about how, through financial sustainability, we can do more for our members, our employees and our community.  You will not only be accountable for what you do you will be rewarded for your accomplishments.

Whether your role in our business is working directly with members, improving our processes or promoting Assiniboine Credit Union, your work will be impactful.  Your work will contribute to building an organization focused on service, teamwork, diversity, integrity and social and environmental responsibility. The same inspired and passionate people who choose to bank here are the people who choose to work here.

Reports to: Director, Commercial Credit Solutions

Location: 200 Main Street, Winnipeg MB

Position Status: Regular Full-Time

You know Risk Management.  What makes you great is that you appreciate the importance of partnership when it comes to managing commercial credit risk and adjudicating it.  As the Commercial Credit Solutions Manager, you’ll support and advise our account managers in building our business member portfolio based on Assiniboine’s policies, procedures, frameworks and your expertise.

You attribute your success in commercial credit and adjudication to your ability to analyze complex financial statements and non-financial credit risk factors, your ability to keep up with the changing legislation and statutory requirements that influence commercial credit adjudication and your commitment to working with the many diverse partners throughout the organization to find solutions.

Your career path includes five to seven years of commercial lending experience and Post-Secondary Education in a business related field, or an equivalent combination of education and experience.

Perhaps you have even more to offer?  If you are seeking an opportunity to demonstrate and further develop your leadership capabilities, we encourage you to apply! Assiniboine Credit Union offers a flexible, challenging work environment and opportunities to grow and develop. We also offer a competitive salary and a comprehensive benefits program.

 TO APPLY: Please submit your CV and cover letter on our website at http://www.assiniboine.mb.ca.

 APPLICATION DEADLINE: Applications will continue to be accepted until the vacancy is filled. ACU employees are encouraged to apply by August 2, 2016.

We are committed to workforce diversity and actively recruit people with diverse backgrounds, experiences, and perspectives reflecting the community in which we live and work.

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AGRICULTURAL LENDER – SUNRISE CREDIT UNION

Sunrise Credit Union is recruiting the best and the brightest.

 Positions Available:  Agricultural Lender in Virden, Manitoba

Sunrise Credit Union is a rapidly growing financial institution that retains the values and traditions of the past while embracing a dynamic, progressive future.  We’re proud of our friendly, down-to-earth culture that fosters innovation, creativity and confidence among our staff.

Sunrise proudly boasts 159 staff members in 14 branches with a rapidly growing asset base of $875 million and a loan portfolio of $735 million.    Virden branch provided careers for 25 employees with an asset size of $176 million and a loan portfolio $174 million.

As an Agricultural Lender, you will develop and maintain a member client base through existing members, cold calls and referrals.  You’ll be encouraged to identify new business opportunities in the community and supported as you develop sustaining member relationships.

Preference will be given to those with relevant educational degrees, graduates of the CUIC Management Studies program and a proven track record in a credit union or other financial institution environment.  Applicants should possess a minimum of five years lending experience or the equivalent combination of education and experience.

Virden is the Oil Capital of Manitoba, a thriving economically robust community boasting a golf course, indoor pool with waterslides and an exciting newer multi-purpose recreational facility featuring a hockey arena and curling rink.  The community provides a Health Center, elementary, junior and high school services and is in close proximity to post-secondary facilities.

If you are an enthusiastic team player, honest as the day is long and possess a desire to serve Sunrise Credit Union members in this vibrant community, please apply in the Career section on-line at www.sunrisecu.mb.ca

Questions can be directed to:
Kaydee Deremiens
VP Human Resources -Sunrise Credit Union
kderemiens@sunrisecu.mb.ca

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MEMBER SERVICE REPRESENTATIVE – ASSINIBOINE CREDIT UNION

Using finance for good is at the heart of how we do business and is demonstrated through our focus on the triple bottom line of people, planet and prosperity.  If doing things differently and doing more is part of who you are, join us on a rewarding journey where your personal aspirations and career goals can align.

Our culture is one that is supportive of the individual while at the same time focused on the greater community.  You will be motivated by shared values and encouraged to always think about how, through financial sustainability, we can do more for our members, our employees and our community.  You will not only be accountable for what you do you will be rewarded for your accomplishments.

Whether your role in our business is working directly with members, improving our processes or promoting Assiniboine Credit Union, your work will be impactful.  Your work will contribute to building an organization focused on service, teamwork, diversity, integrity and social and environmental responsibility. The same inspired and passionate people who choose to bank here are the people who choose to work here.

Full-time Member Service Representative (Front Line Teller) – Winnipeg Branches

When you work for a credit union, every transaction brings something new.  No matter what the situation requires, you’re always the friendly professional who’s ready to get the job done right.  You’re at ease with people from every walk of life and you’re comfortable wearing a lot of different hats, from careful problem solver and thoughtful advisor to active listener and skilled diplomat.  No matter what the day brings, you’re ready for it and up to the task.

As an Assiniboine Credit Union MSR, you’ll get to:

  • Serve as a knowledgeable, confident and caring ambassador for Assiniboine’s products, services and values.
  • Identify ways to make it easier for members to do business.
  • Contribute to Assiniboine’s business goals by offering exceptional service, soliciting new members and making quality referrals.
  • Assist members with their transactional needs.
  • Feel good about working for an employer that cares about people, planet and prosperity.

Experience & Qualifications

  • You’ve got great interpersonal skills. People like to work with you and members want to talk to you.
  • You’ve served customers and handled cash. If it’s with a financial institution, that’s a bonus.
  • You have experience in identifying the needs of your customer, and knowing which value added services you can offer.
  • You have a keen eye for detail and accuracy is important to you.
  • You are comfortable with technology and you’re proficient in Microsoft Word, Outlook and Excel.
  • You have a grade 12 diploma, maybe more. Banking or other financial experience would be an asset.

As you’re getting started with us, you are mobile and up for the challenge of working at a variety of branches on a variety of days, including Saturday.

Sound like a fit to you?

View the full job profile, learn more about us, and apply by August 6, 2016

http://www.assiniboine.mb.ca. Click on ‘careers’.

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MEMBER SERVICE REPRESENTATIVE – ENTEGRA CREDIT UNION

Entegra Credit Union Limited

Full – time Member Service Representatives

1335 Jefferson Avenue (Monday – Saturday Branch)

At Entegra we understand that people – on both sides of the counter – are our most important resource. Our dedicated employees work together towards a common goal of providing an outstanding financial experience for our members.  Entegra is a vibrant, growing organization with over $750 million in assets under administration across 4 branches and an online savings division, focused on making a positive difference in our member’s lives.

The Position:

Under the supervision of the Manager, Deposit Products and Services, the MSR supports the ongoing needs of our members through their knowledge and promotion of Entegra Credit Union’s full array of deposit and investment products and services. The successful candidate will process all member transactions with promptness and accuracy, as well as assist in other daily tasks to support the overall organization of the branch.

The Person:

You hold a grade 12 diploma with a minimum of one (1) year related customer service and/or cash handling experience. Post-secondary education in Business Administration would be considered an asset. You are an individual who takes pride in being a team player with good communication, problem solving and interpersonal skills. You assist in providing positive member experiences by maintaining a professional and friendly attitude. Previous credit union and/or DNA Banking Software experience would be considered an asset. Proficiency in a Windows and Microsoft Office (Outlook, Word, Excel) based environment; along with a comfort in learning and using multiple software programs, are key to success in this position.

A comprehensive benefits package is offered with this position, in addition to a competitive salary.

Those interested in applying are asked to submit a resume and cover letter, indicating if they have a preferred branch by Friday, July 29, 2016 and referencing posting number 2016-11 to:

HR Department

Entegra Credit Union

2nd Floor, 540 St. Anne’s Road

Winnipeg, Manitoba   R2M 5R7

Email:  hr@entegra.ca

We thank all candidates for their interest; however only those considered for an interview will be contacted.

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MEMBER SERVICE REPRESENTATIVE – BELGIAN-ALLIANCE CREDIT UNION

Come work where you can make a difference…

Part-Time/Occasional

The Opportunity

For over 75 years, the Belgian-Alliance Credit Union (BACU) has taken great pride in delivering quality financial services to over 5,000 member owners.  With three branches in Winnipeg and open to all, BACU is a dynamic and flexible financial institution that is poised for continued growth.

We’re currently looking for a part-time Member Service Representative (MSR) to join our team. After the initial training period, this is to be a casual part-time position working up to 20 hours per week rotating amongst our 3 branches on Portage, Provencher, and Jefferson in Winnipeg.

Basic Functions

Under general supervision, performs a variety of member service transactions within our clearly defined policies and procedures.  Duties include providing over the counter deposit services such as accepting deposits, cashing cheques, opening & closing accounts, as well as delivering prompt and professional responses to our member inquiries. The ideal candidate must be bondable and strive to constantly achieve excellent customer service.

The Person

Must be a self-starter with strong communication skills.  You are an individual that is detail oriented, friendly, works extremely well with others and has completed Grade 12.  Knowledge of investments, cash management, or previous financial institution experience are considered definite assets.

Belgian-Alliance Credit Union Ltd. is currently a Monday to Friday financial institution.

Why not contact us to see why your goals may be in line with ours.

Applicants are invited to submit their resume in confidence to careers@bacumail.ca, by Tuesday, July 12, 2016.

We appreciate the interest of all applicants, however only those under consideration will be contacted.

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MEMBER SERVICE REPRESENTATIVE – CAISSE FINANCIAL GROUP

Caisse Financial Group is a bilingual co-operative financial institution offering comprehensive financial products and services through a network of 27 branches in Manitoba.

Classification: Permanent; Full time

 Work Locations in Manitoba: Notre-Dame-de-Lourdes and St. Leon

 Responsibilities

The Member Service Representative will receive and process member transactions, manage and reconcile daily cash holdings while promoting a wide range of financial products and services offered by the Caisse.

Bilingualism (French and English) is required.

Closing date: August 8, 2016 / For more details, please visit http://www.caisse.biz.

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MEMBER SERVICE REPRESENTATIVE – CAISSE FINANCIAL GROUP

Caisse Financial Group is a bilingual co-operative financial institution offering comprehensive financial products and services through a network of 27 branches in Manitoba.

Classification: Permanent; Part time (2 days a week and as required by the branch)

 Work Location: St. Adolphe, Manitoba

 Responsibilities

The Member Service Representative will receive and process member transactions, manage and reconcile daily cash holdings while promoting a wide range of financial products and services offered by the Caisse.

Bilingualism (French and English) is required.

Closing date: August 8, 2016 / For more details, please visit http://www.caisse.biz.

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MEMBER SERVICE REPRESENTATIVE III – AMARANTH CREDIT UNION

The Opportunity

Amaranth Credit Union is looking for a Member Service Representative III to join our team. Amaranth Credit Union is a modern, full service financial institution. We are locally owned and operated, proudly serving our members since 1961. We have one branch that is located 2 hours north of Winnipeg, Manitoba.

We are currently looking for a full-time (term position) Member Service Representative III (MSRIII) to join our team. This is a full-time position working 37.5 hours per week.

Basic Functions

Under general supervision, provide lending / banking department services to members. Recognize member needs and promote and cross-sell credit union lending and deposit services to members. Ensure all assigned lending/ banking department activities are in compliance with relevant legislation, regulations, policies, standards of sound business practices and procedures. The ideal candidate must be bondable and strive to constantly achieve excellent customer service.

The Person

As the ideal candidate, you have a minimum of two years’ experience in the financial service industry. The Member Service Representative III (MSR III) is responsible for executing a variety of member transactions including day to day transactions, handling financial inquiries and/or issues, opening and closing memberships, assisting members with Estate Account administration, maintaining and balancing treasury, and cross selling Term Deposits, Registered Retirement Savings Plans and Registered Retirement Income Funds. The MSR III will support the MSRs in accurate and efficient handling transaction handling and administrative duties and identifying sales and referral opportunities and promoting products. The MSRIII will have a minimum of 2 years’ experience providing lending services such as mortgages, personal loans or lines of credit. Knowledge of the Infonancial Banking System is an asset but not required. You are a self-motivated individual that thrives on a fast paced environment. You have the proven ability to meet and exceed our members’ expectations.

Amaranth Credit Union Ltd. offers a comprehensive benefits package and is a Monday to Friday financial institution.

Deadline: July 31, 2016

Please forward your resume and cover letter to:

Leona Asham
General Manager
Amaranth Credit Union
Box 109 Amaranth MB R0H 0B0
Email: leonaa@amaranthcu.mb.ca

We thank all candidates for their interest; however only those considered for an interview will be contacted.

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Credit Union Statistics & Community

Current Statistics
as of April 30, 2016
Credit unions 34
Locations 187
Communities served 110
Communities where a CU is the only financial institution 62
Members 614,870
Total deposits $24.35 billion
Total loans $21.82 billion
Total Assets $26.42 billion
Community Support
latest annual results – December 2014
Sponsorships & Donations $3.68 million
Scholarships given / total value 266 / $165,850
In-kind donations $290,582
Employee volunteer time donated 26,145 hours
Employees 3,312 (730 PT)
Staff Training $2.2 million
Payroll $133.2 million
Value of improvements and new branches $37.8 million
Patronage (profit sharing, cash rebates, dividends) $29.20 million
For more information, contact Knowledge Services, Credit Union Central of Manitoba.

News

CUCM Community Engagement

CUCM’s corporate giving is driven by decisions its employees make – as individuals and as a group through staff club events and the United Way/All Charities Campaign – about their own philanthropy. CUCM matches employee donations to organizations whose aims are consistent with CUCM’s core values and the spirit of Co-op Principle #7, Concern for Community. Through matching, employees and CUCM have contributed more than $1 million (an annual average of $113,422) over the past nine years to organizations that have a broad range of goals.

CUCM exposes employees to community organizations by inviting them to speak prior to CUCM staff meetings. And, by adding a Community Leadership & Engagement score to the company balanced scorecard, CUCM incents employees to donate time to organizations’ ongoing activities or special projects.

IN 2015:

$84,330 EMPLOYEE GIVING
$84,330 CORPORATE MATCH (includes $3,750 of in-kind giving)
654 VOLUNTEER HOURS

Continue reading “CUCM Community Engagement”

Current Promotions

Current Promotion: The 2018 Real Manitoba Photo Contest
Enter your high-quality, eye-catching, story-telling photos of our beautiful province.
The contest is open to all Manitobans: you don’t have to be a credit union member and you can even be an employee, as the photos are judged on their merits alone, no names attached.
Continue reading “Current Promotions”