Competitive
Credit unions have everything you need for your day-to-day banking: chequing and savings accounts, lines of credit, mortgages, business loans and investment advice.
You can enjoy highly competitive rates for loans and deposits, and a vast network of surcharge-free ATMs. Manitoba's credit unions have got you fully covered.
Cooperative
Unlike other financial institutions, credit unions are cooperative organizations owned and controlled by the people who use their services.
Profits go back into enhancing your banking experience and strengthening your community, not into the portfolios of outside shareholders.
Secure
All deposits, including accrued interest, in any Manitoba credit union or caisse populaire are guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.
Rewarding
Every year, Manitoba's credit unions return millions to members in cash, shares, rebates, lower lending rates and higher savings rates, which means more money in your pocket.
The better your credit union does financially, the greater the rewards for you. That's the cooperative difference.
Convenient
Credit union members can access thousands of ATMs across Canada and pay no additional fees! You're always covered no matter where your travels take you thanks to a shared network that is among the largest in Canada.
Local
Credit unions believe there's no better place to invest than the communities they serve. That's why every year a portion of profits are used to fund charitable initiatives, sponsorships, scholarships, and other things that help make our neighbourhoods great places to live.
Democratic
Credit unions are cooperatives, collectively owned by the people who use their services. If you have a credit union account, you have a democratic say when it comes to policy and decision-making. By voting for your credit union's board of directors - or running yourself - you help guide the credit union on its path.
Personal
Credit unions are smaller and more localized than other financial institutions, so members are treated with a more personal touch. That means getting to know you, and providing you with the right tools for your individual needs. No cookie-cutter solutions. The success of every member matters, and building strong relationships is a fundamental part of what credit unions do.
Manitoban
The vast majority of the funds credit union members deposit are recirculated in our communities in the form of loans to homeowners, businesses, farmers and other members. Credit unions are not in the habit of financing ventures in other provinces - not with so many worthy and viable enterprises in our own backyard!
All decisions, big and small, are made right here in Manitoba communities - not on Bay Street.
Everywhere
There are twice as many credit union locations in Manitoba as any other financial institution. In many communities, a credit union is the only financial institution servicing residents, small businesses and producers.
That's because credit unions care about providing high-quality financial services to everyone, no matter the size of your community. It's all about driving growth and prosperity right here in our province.
Become a Member!
One in two Manitobans is a credit union member. You can share in the benefits too! There are 17 credit unions and caisse populaires with 179 combined locations to serve you in our province. Learn more about the credit unions located near you.